EXPERT ADVICE FROM OUR TEAM WITH OVER 100 YEARS OF INSURANCE EXPERIENCE

865-671-0890

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MEET OUR TEAM

We are an independent insurance agency which means we work for you and not for an insurance company. Our advice is solely based on what is the most suitable option for you. Here to help you pick the right insurance products for your family. 

We offer a full range of insurance products including Medicare Supplements, Medicare Advantage plans, Annuity, Health, Life, Long Term Care, and Part D options.

Our agents have decades of experience helping customers find just the right solution!


Doug Collins

Doug Collins

 In 2002, Doug and Melody opened Senior Health Specialists and 12 years later we are still going strong. Senior Health Specialists is proud to have client relationships in 20 states and well over 4000 policyholders. 

Direct # (865) 328-0401

Rob Clark

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 Rob Clark has been in the insurance industry since 2000. He has been a field trainer, sales agent and sales manager. Joined Senior Health Specialists in April 2002. He enjoys customizing solutions, finding suitable products and educating his clients on their best value. 

 Direct # (865) 328-0402

Larry Benorden

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Larry Benorden joined Senior Health Specialists in February of 2002. He entered the insurance field in 1987. 

 Direct # (865) 328-0405

Richard Flemming

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Richard Flemming was born and raised in Meridian, Miss and moved to Knoxville in 1996 where he now resides with his wife Jennifer and their daughter. Richard has been in the Insurance industry since 1994.  

Direct # (865) 328-0410

Phil Dawson

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 Phil Dawson joined the agency in 2004 after many years of leadership as a Regional Manager and Regional Vice President in the Insurance industry. 

Direct # (865) 328-0403

Spencer Lyon

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   Spencer Lyon has had his Insurance license since 2003 and started with Senior Health Specialists in the summer of 2003.  

 Direct # (865) 328-0406

Fred Clinard

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 Fred Clinard joined Senior Health Specialists in February of 2006.  

He has held various roles over the years including band director for high school and manager at Mutual of Omaha.

 Direct # (865) 328-0401 

Johnny King

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 Johnny King was born and raised in Greeneville, Tennessee in 1946. After graduation from Greeneville High School in 1965, he joined the U.S. Navy during the Vietnam conflict. 

 Direct # (865) 328-0407

Debbie Ballard

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 Debbie Ballard has been with Senior Health Specialists since 2002. She received her Tennessee Life and Health license in 2000. 

 Direct # (865) 693-5728

Judy Smith

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 Judy Smith has been an agent for over 9 years and is experienced in Medicare supplements, long term care and prescription drug plans.