EXPERT ADVICE FROM OUR TEAM WITH OVER 100 YEARS OF INSURANCE EXPERIENCE

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INSURANCE PRODUCTS

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  • Senior Health Specialists offers a variety of products to help you get the coverage you need. Learn more about the insurance products and various options available by calling one of our Agents today. 
  • Medicare supplement quotes available for multiple states including Tennessee, Georgia, North Carolina, Virginia, Kentucky, Mississippi, Ohio, and many more!

Medicare Supplement

Independent Agents can help you assess your needs and understand the options that are most suitable

Medicare Supplement policies may cover all of your co-insurance and deductibles not covered by Medicare. These plans are standardized by the government and guaranteed renewable for life as long as you pay the premium

Find out more

Annuity

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 An annuity is a contract regarded as an investment with an insurance company. You may use these to provide a consistent and fixed rate of return.

OR 

You may wish to receive annuity payments  over a specific number of years, in a lump sum or in guaranteed payments for the rest of your life! 

Ancillary Heath Plans (cancer, hospital indemnity, short term medical)

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Do you need help paying for deductibles or coinsurance that your Medicare Advantage plan makes you pay for hospitalization or major illness? Do you need additional protection for catastrophic illnesses such as cancer? These plans can mitigate some of the risk of having higher deductibles and/or coinsurance.

Life

Life insurance can offer funds to pay estate taxes , funeral costs, and replace income

Term Life insurance can provide inexpensive and effective solutions to provide a death benefit for a period of time .

Whole life and Universal life insurance can provide coverage for life and be a great estate planning tool 

Long Term Care

Life insurance can offer funds to pay estate taxes,funeral expenses,  and replace income

We can help design a traditional long term care insurance plan to fit your needs and budget. You may also wish to consider some of our hybrid Long term care solutions that guarantee premiums stay level for life!

Medicare Drug coverage (Part D)

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Medicare prescription drug coverage( Part D) can be confusing. We can tailor the drug plan to give you the best value each year.

Medicare Advantage

Part C of Medicare can be very confusing. These are plans that are contracted with Medicare each year to provide Part A and B benefits for Medicare. Medicare Advantage plans can offer additional benefits such as dental, vision, and/or hearing that Medicare doesn't cover. These plans can also include Part D coverage and may even have no plan premium or lower premiums that aren't based on your age.